Clarity before complexityTony Jones Financial
Business owner fundamentals
A business is usually the owner's largest and least liquid asset. This cluster protects it — key-person coverage, funded buy-sell agreements, succession, and lender requirements — so a death, disability, or exit does not become a fire sale.
Educational only. Not tax or legal advice. See Disclosures.
Articles
In this cluster
- Succession planning for Gulf Coast business owners — where insurance fitsEvery business changes hands eventually — by plan or by crisis. The three exit paths, how a funded buy-sell works, the triggers beyond death, and valuation cadence.Jul 10, 2026 · 7 min read
- Protecting your business from the loss of a founder or rainmakerKey person insurance pays the business cash if a founder or rainmaker dies. Who counts, how to size coverage, the notice-and-consent rule, and how lenders use it.Jun 10, 2026 · 7 min read
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Educational only. Not tax or legal advice. See Disclosures.