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Tony Jones
Planning toolTony Jones Financial

Term vs. whole life — compare the cost

Enter your own quoted premiums to compare the total cost of term and whole life, plus a buy-term-and-invest-the-difference illustration. Educational only — this tool never quotes a premium.

Educational only. Not tax or legal advice. See Disclosures.

$500,000
$40

Enter your own quoted premium — this tool never quotes a rate.

$340

Enter your own quoted premium — this tool never quotes a rate.

30 yrs
6.0%

For "buy term & invest the difference."

Hypothetical illustration — educational only

Premium cost difference over 30 years: $108,000

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Educational only. Not tax or legal advice. See Disclosures.

A clearer next step

Turn the numbers into a plan

These tools give you a directional read. A short conversation turns it into a coordinated strategy built around your situation.

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Educational only. Not tax or legal advice. See Disclosures.