Your step-by-step 401(k) rollover checklist
Answer a few questions about your old plan and get a step-by-step rollover checklist built for your situation — including the tax traps most people miss. Educational only, not tax advice.
Educational only. Not tax or legal advice. See Disclosures.
Hypothetical illustration — educational only
Your first steps (6 total):
Confirm your old plan's status and balance
Contact the former employer's plan administrator, confirm your vested balance, and ask for the distribution/rollover paperwork.
Decide where the money should go
You've chosen a Traditional IRA — a direct, trustee-to-trustee rollover keeps it non-taxable and avoids withholding.
Turn the numbers into a plan
These tools give you a directional read. A short conversation turns it into a coordinated strategy built around your situation.
Private conversation · No obligation · Education first
Educational only. Not tax or legal advice. See Disclosures.